In case of for dangers like fire, theft, explosions, flood, earthquake your building insurance does not cover the damage that your internal units of your condominium might take. Your internal items, like wallpapers, paintings, antiques, electronics are also very important and worth saving.
A short definition of Ho6 would be that the HO6 insurance policy which is similar to a regular homeowner policy provides coverage against such damage but HO6 insurance assists you what is within condominiums: It protects the interior units and personal property inside.
It is also important that the upgrades you might make is also provided by HO6 insurance and it should be under the definition of HO6 insurance. Another possible concern about HO6 insurance is its price. About its cost, the worth of personal properties and the risk factor is important as it is in all kinds of insurance, but when compared to other insurances, risks are low and therefore the costs are relatively cheaper.